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title: Usable-ANC
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# Direct Cash Payouts. Your Way, Every Time.

Already have a health plan through American Health Marketplace? USAble pays cash benefits directly to you to help with the expenses your plan doesn’t cover.

Cash is paid directly to you — not to a provider. Use it your way — for lost income, rent, groceries, or recovery.

 Call to Speak With a Licensed Agent

Available Monday–Friday, 9:00 AM to 6:00 PM EST

Even Great Coverage Leaves Gaps

Why Add Supplemental Insurance?

Your health plan handles the care — but not always the cost of living through recovery. When you’re injured, hospitalized, or diagnosed with a serious illness, your focus should be on getting well — not worrying about missed paychecks, rent, or bills.

USAble’s supplemental plans offer cash benefits for:

### Covered Accidents

Get cash to help with emergency room visits, ambulance transport, follow-up care, or other unexpected costs after an injury — from slips and falls to fractures and more.

### Hospital Stays

Receive a daily cash benefit for every night you're hospitalized due to a covered condition or injury — helping you cover rent, bills, or household expenses while you're recovering.

### Critical Illnesses

If you're diagnosed with a serious illness like cancer, stroke, or heart attack, USAble pays a lump-sum benefit directly to you — so you can focus on treatment, take time off work, or support your family without added financial strain.

 

These are benefits paid directly to you, not to your provider — so you choose how to use the money.

## When Does This Coverage Come in Handy?

Real-life situations where extra cash can make all the difference.

![AccidentWork](https://usable.amhm.com/hs-fs/hubfs/AccidentWork.png?width=2000&height=2000&name=AccidentWork.png "AccidentWork")

### Accident at work or home?

Use cash to help with bills during recovery.

![Transportstion](https://usable.amhm.com/hs-fs/hubfs/Transportstion.png?width=2000&height=2000&name=Transportstion.png "Transportstion")

### Hospitalized unexpectedly?

Get help with rent or transportation costs.

![Illness](https://usable.amhm.com/hs-fs/hubfs/Illness.png?width=2000&height=2000&name=Illness.png "Illness")

### Diagnosed with an illness?

Receive a lump sum to ease financial stress so you can focus on healing.

When life gets unpredictable, USAble is designed to be your financial cushion.

### Real Benefits. Real Flexibility. What Makes USAble Different?

With USAble:

- You receive cash payments — not restricted by provider networks
- You choose how to spend the money
- Plans are affordable, easy to understand, and simple to use

![Carrier Rewards Emails (7)](https://usable.amhm.com/hs-fs/hubfs/Carrier%20Rewards%20Emails%20(7).png?width=2000&height=2000&name=Carrier%20Rewards%20Emails%20(7).png "Carrier Rewards Emails (7)")

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![Carrier Rewards Emails (8)](https://usable.amhm.com/hs-fs/hubfs/Carrier%20Rewards%20Emails%20(8).png?width=2000&height=2000&name=Carrier%20Rewards%20Emails%20(8).png "Carrier Rewards Emails (8)")

### Coverage Inclusions What You Get with USAble

With USAble:

- Critical Illness — Lump-sum benefits at first diagnosis
- Accident — Payments for injuries, ER visits, and more
- Hospital Confinement — Daily benefits during a hospital stay

No red tape. No confusion. Just protection that works for real life.

Why Work With Us?

# Your Trusted Partner in Health Coverage

You’re already covered through American Health Marketplace — and our team knows how to match the right supplemental plan to your health goals.

When you call, you’ll speak with a licensed agent who can walk you through your USAble options with zero pressure. We're here to help you get the most out of your coverage.

# Get in Touch!

# Get cash benefits that work for your life.

 Call to Enroll Today

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