Direct Cash Payouts.
Your Way, Every Time.
Already have a health plan through American Health Marketplace? USAble pays cash benefits directly to you to help with the expenses your plan doesn’t cover.
Cash is paid directly to you — not to a provider. Use it your way — for lost income, rent, groceries, or recovery.
Available Monday–Friday, 9:00 AM to 6:00 PM EST
Even Great Coverage Leaves Gaps
Why Add Supplemental Insurance?
Your health plan handles the care — but not always the cost of living through recovery. When you’re injured, hospitalized, or diagnosed with a serious illness, your focus should be on getting well — not worrying about missed paychecks, rent, or bills.
USAble’s supplemental plans offer cash benefits for:
Covered Accidents
Get cash to help with emergency room visits, ambulance transport, follow-up care, or other unexpected costs after an injury — from slips and falls to fractures and more.
Hospital Stays
Receive a daily cash benefit for every night you're hospitalized due to a covered condition or injury — helping you cover rent, bills, or household expenses while you're recovering.
Critical Illnesses
If you're diagnosed with a serious illness like cancer, stroke, or heart attack, USAble pays a lump-sum benefit directly to you — so you can focus on treatment, take time off work, or support your family without added financial strain.
When Does This Coverage Come in Handy?
Real-life situations where extra cash can make all the difference.
Accident at work or home?
Use cash to help with bills during recovery.
Hospitalized unexpectedly?
Get help with rent or transportation costs.
Diagnosed with an illness?
Receive a lump sum to ease financial stress so you can focus on healing.
When life gets unpredictable, USAble is designed to be your financial cushion.
Real Benefits. Real Flexibility.
What Makes USAble Different?
With USAble:
- You receive cash payments — not restricted by provider networks
- You choose how to spend the money
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Plans are affordable, easy to understand, and simple to use
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Coverage Inclusions
What You Get with USAble
With USAble:
- Critical Illness — Lump-sum benefits at first diagnosis
- Accident — Payments for injuries, ER visits, and more
- Hospital Confinement — Daily benefits during a hospital stay
Why Work With Us?
Your Trusted Partner in Health Coverage
You’re already covered through American Health Marketplace — and our team knows how to match the right supplemental plan to your health goals.
When you call, you’ll speak with a licensed agent who can walk you through your USAble options with zero pressure. We're here to help you get the most out of your coverage.